My wife and I would like to have 4 children. Furthermore, this seems to be a fairly standard frum family size. I'm going to assume that the children are all 2 grades apart (again, pretty standard).

What I'd like to show is what it would cost a family depending on what grades the children are in all the way from the oldest being in Pre-K, to the oldest being in 12th grade (with siblings in 10th, 8th, and 6th grades).

**Per Child Charges**

Registration fee - $500 (we'll assume the family takes advantage of "early registration")

Pre-K and K - $10,725

Grades 1 - $11,725

Grades 2, 3, 4 and 5 - $13,335

Grades 6, 7 and 8 - $14,535

Grades 9, 10 and 11 - $19,425

Grade 12 - $19,725

**Per Family Charges**

PTA - $60

Dinner Journal - $1,000

**One Time Charge**

Building Fund - $3,200 (I will include this separately since it is one-time only)

**Sibling Discounts (Pre-K through 8 only - I assume this means all kids must be in Pre-K through 8 and that you save $500 on child #3 and $1,000 on child #4 for a maximum total saving of $1,500 if all 4 kids are Pre-K through 8 - even if not 100% correct, this is a pittance)**

$500 for 3rd child

$1,000 for 4th child

$2,000 for 5th + child

**Costs (Note that $3,200 for the building fund is due in addition to the figures below)**

P - $12,285

K - $12,285

1 & P - $24,510

2 & K - $26,120

3 & 1 & P - $37,845

4 & 2 & K - $39,455

5 & 3 & 1 & P - $50,680

6 & 4 & 2 & K - $53,490

7 & 5 & 3 & 1 - $54,490

8 & 6 & 4 & 2 - $57,300

9 & 7 & 5 & 3 - $63,190

10 & 8 & 6 & 4 - $64,390

11 & 9 & 7 & 5 - $69,780

12 & 10 & 8 & 6 - $71,280

So there you have it. Without scholarship, given today's numbers, a family with one child in Pre-K will owe $12,285 (plus building fund) and a family with children in 12th, 10th, 8th, and 6th grades will owe $71,280 (plus building fund if not already paid).

In my next post I will analyze these numbers in terms of rising tuition costs to calculate how much that family with the eldest child in Pre-K can expect to pay when that child is in 12th grade and their siblings are in 10th, 8th, and 6th.

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